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The fine print

POLICIES

Everything about buying from The ONLINEBIZ Diva, in plain English. Questions: hello@onlinebizdiva.com.

1. Privacy Policy

Online Biz Diva, a DBA in Massachusetts operating as The ONLINEBIZ Diva (“we,” “us,” “our”), respects your privacy. This policy explains what we collect, why, and the choices you have.

What we collect

How we use it

Who processes your information

We share only what each service provider needs to do its job for us:

Each provider handles your information under its own privacy policy and our instructions.

What we never do

We never sell or rent your personal information, and we never share it with third parties for their own marketing.

Cookies

The site uses cookies and similar technology for essential operation and, only with your consent, Google Analytics 4 to understand how the site is used. When you first visit, you can accept or decline analytics cookies; analytics runs only if you accept, and you can change your choice any time with the Cookie settings link in the footer. You can also control or delete cookies through your browser settings; the site will still work, though some features may be limited.

Your choices and rights

Data retention and security

We keep personal information only as long as needed for the purposes above and to meet legal, tax, and accounting requirements. We use reasonable administrative and technical safeguards; no system is perfectly secure, but we work with reputable providers and limit what we collect in the first place.

Children

Our products and site are for adults building businesses. The site is not directed at anyone under 18, and we do not knowingly collect personal information from children.

Based in the United States

We are based in Massachusetts, USA, and your information is processed in the United States.

Changes

If we update this policy, the new version will be posted on this page with a new effective date.


2. Terms of Service

By using onlinebizdiva.com or buying from The ONLINEBIZ Diva, you agree to these terms.

Who we are

Online Biz Diva (a DBA in Massachusetts), operating as The ONLINEBIZ Diva, sells digital business education products - guides, workbooks, templates, and toolkits - through onlinebizdiva.com. Reach us any time at hello@onlinebizdiva.com.

Purchases

Prices are listed in US dollars and charged at checkout through our payment processor, Stripe. You are responsible for providing an accurate email address at checkout, since that is how your purchase and support reach you.

Your license

When you buy a product, you get a personal, non-exclusive, non-transferable license to use it for your own business. That license is for one person: you.

What you may not do

Intellectual property

All content on the site and inside the products - text, video, audio, design, templates, and frameworks - is owned by The ONLINEBIZ Diva and protected by intellectual property law. Buying a product gives you the license above, not ownership. Free downloads are covered by the same license terms.

Disclaimers and limitation of liability

Our content is educational; please read the Disclaimers, Earnings Disclaimer, and Legal Steegal Disclaimer below - they are part of these terms. To the maximum extent permitted by law, The ONLINEBIZ Diva is not liable for indirect, incidental, or consequential damages, and our total liability for any claim relating to a product is limited to the amount you paid for that product.

Governing law

These terms are governed by the laws of the Commonwealth of Massachusetts, without regard to conflict-of-laws rules. Any dispute will be brought in the state or federal courts located in Massachusetts.

Changes

We may update these terms from time to time. The version posted on this page is the current one, and continued use of the site means you accept it.


3. Refund Policy

Our products are digital and delivered in full at the moment of purchase, so all sales are final and we are not able to offer refunds once access has been delivered.

That said, we stand behind what we sell. If you have any trouble accessing or using what you bought - a link that will not open, a file that will not download, an email that never arrived - write to hello@onlinebizdiva.com and we will make it right. That is a promise.


4. Digital Delivery

All products are digital - nothing physical ships. Access details are provided right after checkout to the email address you used at purchase. If anything does not come through or you have trouble getting in, write to hello@onlinebizdiva.com and we will get you sorted.


5. Disclaimers

Everything on this site and inside our products is educational. It is not legal, tax, accounting, trademark, or financial advice, and using this site or buying a product does not create an attorney-client, accountant-client, or any other professional-client relationship between you and The ONLINEBIZ Diva. For advice about your specific situation, consult a licensed professional in your state.


6. Earnings Disclaimer

We teach what has worked in our own business, but we cannot and do not guarantee that you will make any specific amount of money - or any money at all - by using our products. Any revenue figures, results, or examples mentioned anywhere on this site, in our products, or in our emails are illustrations of what is possible, not promises or projections of what you will earn. Your results depend on your effort, experience, market, offers, and factors outside anyone’s control. Starting and running a business involves risk, and you are responsible for your own decisions.


7. Email Practices

We email only people who asked to hear from us:


The Legal Steegal products explain online business housekeeping in plain English and include starter templates for common website policies and agreements. They are educational materials only.

Contact

Online Biz Diva (DBA), 26 Center St, Unit B, Hyannis, MA 02601 - hello@onlinebizdiva.com